Buyer Represented | SOLD in Frederick, MD

Listed at $425,000 → SOLD with Zero Down
61 Days on Market

First-time buyers secured their new home with exceptional terms.

This was more than a transaction—it was a dream realized for a hardworking first-time buyer family. Like many buyers today, they had the income and readiness to purchase, but the down payment hurdle was holding them back.

That’s when Robert Garcia stepped in.

After sending them this beautiful townhome—which checked every box—their lender, Paul Defngin, Senior Mortgage Advisor with The Yi Team Mortgage, introduced them to an excellent program: FHA 203B, which made homeownership possible.

Robert structured an offer that included:

• 3% seller assistance toward closing costs
• Appraisal, inspection, and financing contingencies
• Strategic negotiation to protect the buyers every step of the way

Not only did the seller accept the offer, but Robert successfully negotiated for all closing costs to be covered, resulting in a surplus that paid for:

• One full year of HOA fees
• A home warranty
• The buyers’ full security deposit returned

Zero down. Zero stress. Complete success.

In today’s market—where many buyers are stretched thin—Robert helped his clients achieve homeownership without overpaying or compromising.

At Capital Crest Group, we believe the American Dream is still within reach—with the right strategy and representation.

Congratulations to our buyers, and thank you to Lakeside Title Company and Marc Malakoff for helping make this closing smooth and successful.

Photo courtesy of Jay Day, Jay Day And The Day Home Team, LLC at LPT Realty